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Update Your Stale Student Loan Payment Plan

Not satisfied with the student loan payment plan you got right out of school? We don’t blame you.
There’s good news: it’s not set in stone. You can take advantage of new or different ways to pay.

There are two main types of payment plans: standard and income-based.

Standard Payment Plan

If you’re looking to minimize interest and pay off the loan as quick as possible, a standard plan might be best for you. This option entails fixed payments for up to 10 years, unless you have consolidated loans (10 to 30 years). Not able to pay that fast? Than you may opt for an income-driven plan.

Income-based Repayment

Paying off a loan quickly isn’t possible for everyone. With income-based repayment plans, your obligations aren’t fixed, but dependent on factors such as:

  • Income
  • Life changes
  • Family size
  • How and when you file your tax return

We can help you find the lowest income-based repayment plan allowed by your servicer, if that’s your objective.

Choosing (and Switching) Between Plans

What may work for you today may not work for you in three years, or even six months from now. That’s why borrowers can change or switch their student loan payment plan throughout the loan’s lifetime. While you can check with your servicer to change plans, they typically don’t offer up options in your best interest. We do. Our Student Loan Advisors can explain how to switch between each plan and the best time to do it. We’ll work with your financial and life situation to help guide you, all with your goals in mind.

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California Privacy Policy

MoneySolver (the “Company”) collects various types of personal information about you, both online and offline, during the course of our relationship. Under California law, if you are a resident of California, you may make a written request to the Company about how we have shared your personal information during the prior calendar year with third parties, and our affiliates, for their direct marketing purposes. In response to your written request, the Company is allowed to, instead, provide you with a cost-free means to opt-out of such sharing, or a “Customer Choice Notice”. For purposes of this California Privacy Notice, third parties may include companies within our “family” of companies, such as those companies affiliated with or owned directly or indirectly by MoneySolver.

The Company has chosen to provide you with a cost-free means to opt-out of such sharing. If you would like to exercise your rights under California law, please send your written request to the postal address below. Please allow 30 days for processing of your request.

Attn: Marketing – CA Policy
9000 Southside Blvd., Suite 11000
Jacksonville, FL 32256

Or email

If you would like to know what information is gathered about you online when you visit the Site, and how it is used, you may review the Company Privacy Policy by clicking here.

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