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Ask for Student Loan Forgiveness When You Can’t Pay

You can’t wish away your student loan debt, but for some, it can be erased through student loan forgiveness programs. “Forgiveness” means the lender no longer expects you to repay your student loan due to hardship or other qualifying factors. Your current or future circumstances are considered when you apply for forgiveness, including your job.

Common Types of Student Loan Forgiveness

  • Public Service Loan Forgiveness: Some public service jobs can enjoy loan debt forgiveness after just five to 10 years, depending on the situation and criteria. A few examples include:
  • U.S. Military in hostile fire or imminent-danger area
  • Full-time firefighter
  • Full-time nurse or medical technician
  • Attorney (select positions)
  • Teacher Loan Forgiveness: Teaching in a low-income school or educational service
  • Forgiveness for Income-driven Repayment Plans: After paying 20-25 years on an income-based plan, the loan is forgiven

Get Out of Jail Free Card When Life Takes a Turn

Besides forgiveness programs or fully paying off your debt, there are a few other ways to be rid of student loan liability:

  • Discharge: Due to something out of your control (i.e. school fraud, school closing, disability or death)
  • Cancellation: In limited situations, the lender will cancel a loan due to proven hardship

There is hope if your student debt hinders your ability to make ends meet. Speak with a Student Loan Advisor to learn if your job or life situation may be eligible for student loan debt forgiveness programs today.

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MoneySolver (the “Company”) collects various types of personal information about you, both online and offline, during the course of our relationship. Under California law, if you are a resident of California, you may make a written request to the Company about how we have shared your personal information during the prior calendar year with third parties, and our affiliates, for their direct marketing purposes. In response to your written request, the Company is allowed to, instead, provide you with a cost-free means to opt-out of such sharing, or a “Customer Choice Notice”. For purposes of this California Privacy Notice, third parties may include companies within our “family” of companies, such as those companies affiliated with or owned directly or indirectly by MoneySolver.

The Company has chosen to provide you with a cost-free means to opt-out of such sharing. If you would like to exercise your rights under California law, please send your written request to the postal address below. Please allow 30 days for processing of your request.

Attn: Marketing – CA Policy
9000 Southside Blvd., Suite 11000
Jacksonville, FL 32256

Or email

If you would like to know what information is gathered about you online when you visit the Site, and how it is used, you may review the Company Privacy Policy by clicking here.

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